How does Qredits work?


You can request a start-up or existing business loan online.


If you have a start-up or existing company, you must have a comprehensive business plan. If not, then you can download a model business plan. Or look for this at Chamber of Commerce.

If you, as an existing company, are requesting a loan, then along with your application we need an investment plan with a thorough explanation of why the credit is necessary. In addition we, of course, want to know what your activities are and what the results of the previous years have been.

In the credit application module you can upload these documents.

Your application is assessed by a business advisor from Qredits. This doesn’t happen through the computer or behind a desk, but preferably at your home or place of business. If Qredits think that your plan is feasible and you meet the remaining conditions, you can quickly and easily receive the requested credit amount.

Qredits is not bank but a national working credit institution for entrepreneurs. You can’t open a bank account with us. For this reason we transfer the loan amount into your business account at a bank in the Netherlands. Or directly to the supplier in the case of large investments.

Read more about what Qredits, Microkrediet in Nederland has meant to Tom and Ruben's style has Qredits!
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